Optimal Weight Loss & Med Spa Institute, Inc

Home » Financing
woman facing front smiling

Financing

We are excited to offer you new ways of financing for all your aesthetic and holistic needs here at Optimal Weight Loss Institute! Cherry and CareCredit allow you to take control of your money and pay for your treatment in smaller, more manageable monthly installments.

Quick Application.

High approval rates and apply in seconds!

No Hard Credit Checks.

Applying doesn’t impact your credit score!

Affordable & Convenient.

Easily choose your plan and manage your payments!

Flexible Payment Options.

Short-term monthly payment plans to fit any budget!

Financing Options

We understand that paying for your treatments can be a challenge. That’s why we offer flexible financing options to help you get the care you need without breaking the bank. Whether you need a short-term loan or a long-term payment plan, we have a solution for you.

Cherry Financing is the After Pay for Med-Spas! Qualify for up to $10,000 with instant approval and no paperwork. The application process is fast and simple, with immediate results. Split big costs into smaller monthly payments with Cherry.

Cherry is a new way to finance your health and wellness treatments. Cherry is not a credit card, but a personal loan that you can use at any participating provider. Cherry offers:

  • Apply in seconds
  • Instant decision and funding within minutes if approved
  • No hidden fees, some qualifying 0% APR options
  • Flexible repayment terms with multiple monthly payment plan options

To apply for Cherry, all you need is:

  • A valid ID and a bank account
  • You must be 18 years of age or older

You can apply for Cherry online or through the Cherry app. Once approved, you can use your Cherry account number to pay for your treatments. You can also manage your loan and track your payments through the app.

CareCredit helps you pay for out-of-pocket healthcare expenses with a healthcare credit card! Once you are approved, you can use it again and again to cover health, wellness, and beauty costs that are not covered by your insurance. 

CareCredit is a health care credit card that you can use to pay for your treatments and thousands of other providers nationwide. CareCredit offers:

  • A hard credit check that may affect your credit score
  • Deferred interest plans for 6, 12, 18, or 24 months
  • Fixed monthly payments for 24, 36, 48, or 60 months
  • No annual fees or prepayment penalties

To apply for CareCredit, you need:

  • A valid ID and a major credit card
  • A good credit history and a minimum credit score of 640
  • A sufficient income to cover your monthly payments

You can apply for CareCredit online, over the phone, or at our office. Once approved, you can use your CareCredit card to pay for your treatments. You can also access your account and make payments online or through the CareCredit app.

How do I apply for Cherry or CareCredit?

You can apply for Cherry or CareCredit online, through their respective apps, or at our office. You will need to provide some personal and financial information, such as your name, address, phone number, email, income, and credit score. You will also need to have a valid ID and a bank account or a major credit card.

The best financing option for you depends on your personal situation and preferences. Some factors to consider are:

  • How much money do you need to borrow?
  • How long do you need to pay it back?
  • How important is your credit score to you?
  • How comfortable are you with paying interest?


Cherry may be a better option for you if:

  • You need a smaller amount of money ($500 to $5,000)
  • You want to pay it back quickly (3 to 36 months)
  • You want to protect your credit score from a hard inquiry


CareCredit may be a better option for you if:

  • You need a larger amount of money ($1,000 to $25,000)
  • You need more time to pay it back (6 to 60 months)
  • You have a good credit score and history
Once you are approved for Cherry or CareCredit, you can use your account number or card to pay for your treatments. You can also use them to pay for other health and wellness services at any participating provider. You can find a list of providers on their websites or apps.
You can make payments on your Cherry or CareCredit loan online, through their apps, or by mail. You can also set up automatic payments from your bank account or credit card. You should make your payments on time and in full to avoid any late fees, interest charges, or negative impacts on your credit score.

Start Your Journey To Optimal Healing

Contact One of Our Specialists